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Best Travel Insurance: Backpackers


A few years ago, I spent a few months in Phuket. I was walking around Patong one evening, heading to one of my favorite restaurants. To get there, I’d have to walk by Patong Hospital. Every night I’d walk by. One night I wasn’t feeling that great and wandered into the hospital to get looked at. As I approached the door, I had to make my way through a large group of fellow travelers with various injuries, broken bones, concussions and bleeding wounds. It was the same scene inside, injured foreigners scattered all over the emergency room. It looked like a train accident had just happened.

I went over to one girl with her arm in a sling and asked her what was going on. I was amazed to find out that nearly all these casualties were the result of travelers renting scooters they may or may not know how to ride, and bombing around. Many after drinking. I tell you this story because while I was there talking to the injured waiting to be seen, I overheard several of them say they had no travel insurance. I didn’t know this till that night, but evidently this happens frequently enough to fill an emergency room on a weeknight. For a group that concerns itself with being frugal on the road, I find the concept of insurance being too expensive counterintuitive. You never know what you’ll need it for. Here’s some good options for travel insurance for backpackers.


Seven Corners: Round Trip

These guys offer several different type of coverage from your basics to covering action sports enthusiasts. For the purposes of this piece, we’ll stick to the basics. This company’s Round Trip plan includes five types of coverage:

Medical – $75,000

Evacuation – $350,000

Lost/Stolen Items – $1000

Trip Interruption – $1,000

Travel Delay (12 hrs) – $500

This one seems to be the best for medical emergencies.


Travel Insured International

Another good option for those who want good medical coverage, Travel Insured’s Worldwide Trip Protector. The coverage isn’t as high for medical as the Seven Corners Plan, but if you’re going into the bush or the mountains, this plans higher evac coverage is a factor.

Medical – $50,000

Evacuation – $500,000

Lost/Stolen Items – $1,000

Trip Interruption – $500

Travel Delay (6 hrs) – $1,000


Travel Guard

For those of you more concerned with lost luggage, things turning up missing, or street toughs absconding with your valuables, the Adventure Traveler plan from Travel Guard is a good way to go as it offers a high limit on these things. The evacuation limit is comparable to Travel Insured Worldwide Trip plan, while the medical coverage is on the lower end of the spectrum, so do your research before deciding on a plan.

Medical – $25,000

Evacuation – $500,000

Lost/Stolen Items – $2,500

Trip Interruption – $750

Travel Delay (5 hrs) – $1,500


This is another one of those times I recommend doing some research. Take your time on this one to make sure you get the best plan for your style of travel.



The World’s Epic Train Journeys


I love long train journeys. They are a tangible window to the past. Even on modern trains, more often than not, you’re traveling routes that stretch back to very beginning of rail travel itself. Whether you’re in the UK riding the very routes the first trains did, transporting raw ore to foundries at the outset of the Industrial Revolution, or in America, on the very same iron that connected the nation.

Along with time traveling back to the dawn of the Modern Age, the railways that crisscrossed the world back then carried us through the Victorian Era, the British Empire and straight into the 21st century. These are some of the world’s epic train journeys.

Vivek Express: India

Traversing the entire country from the northeast city of Dibrugarh to Kanyakumari at India’s southernmost tip, the Vivek Express is the longest journey by train in India. Moving along at 32 miles per hour, the 2,633 mile adventure, with its 57 stops, is scheduled to take around four days, though if you’ve ever traveled by rail in India, you know it’ll get there when it arrives.

Trans-Siberian Railway: Moscow to Vladivostok

This famous rail journey crosses most of Russia and several time zones while passing through Siberia. On the way you see Lake Baikal, the world’s largest freshwater lake and the Ural Mountains. The six day passage on board the Rossiya covers 5,753 miles. The route from Moscow to Vladivostok is the longest train journey in the world.

Empire Builder: Chicago to Seattle

One of the longest and most scenic train crossings in America, the Empire Builder is Amtrak’s northernmost route. Empire Builder passes through much of the same wilderness traversed by explorers Lewis and Clark. You’ll see the Missouri and Mississippi Rivers, cross the Dakota plains into Montana’s Big Sky country, then onto the Cascade Mountains. The tracks up north cut through some of the most remote wilderness in the country. Word has it the fall is the best time to make the journey. The 46 hour transit has the reputation of experiencing delays during the winter months, so plan accordingly.

Orient Express: Paris to Istanbul


Arguably the most famous train in the world, thanks to Agatha Christie, The Orient Express, which began service in 1883, is not that different now than it was back then. The private company that runs the Express, now called Belmond Ltd. acquired many of the original 1920s and 1930s era cars and restored them to their former opulence. Take the same route that ran from 1889-1914 as the Victorian Era aristocracy did. If you love historic trains, you must ride the Orient Express.

Pride of Africa: Capetown to Dar es Salaam

Any trip through Africa is going to be epic, trust me, but now hop on an elegant Victorian Era train and ride the very same rails left behind by the British Empire and there simply are no words. These are the kind of journey’s I like to read about while I’m in the middle of them. When the sun goes down, you can retire to your cabin, sit back in the chair next to the window and, like the agents of the Empire did 100 years ago, bust out the Kindle. This truly epic train journey passes through some of the most awe inspiring terrain on the planet. Over 15 days you’ll see Victoria Falls, the Great Rift Valley and all the wildlife of sub Saharan Africa. This is how you do the Dark Continent. Make it happen.


Everyday Travel Advice


Whether you’re getting ready to head out, or you’re already out on the road, you’re not going to think of every little thing. Some travel hacks you may not have heard of. Some things you just haven’t experienced yet. Some of these, I’m sure you’ll agree, are more critical than others, but all will save you some headaches, or other types of discomfort.


Charge tech using TV USB ports

If the batteries in your laptop, phone, kindle or other electronics are dying, and all the outlets in the place are taken, look around for a flat panel TV. Nowadays, they almost always have at least one USB port somewhere. They’re usually on the one side or on the back. Most people won’t think of this so…

Get the best seat on plane

Do you prefer the window seat? Aisle seat? Want more leg room? Some may not know this, but when you go to buy your airline tickets, you can choose your seat. How can you find out what’s what on the different planes? is where to go to sort out your seating preferences.

Packet of tissues/wet wipes

If this isn’t something you’ve already made a habit of, then pay attention. Someday you’ll thank me for this. If you’re traveling anywhere in the 3rd world you can be sure of two things: at some point, you’re going to experience “gastrointestinal issues.” If you’re away from your hotel when it strikes, you’ve got problems. Most public bathrooms throughout the developing world do not have toilet paper or paper towels. So, pick up some of those little packets of tissues and keep them on you at all times. Also, the second as your tummy starts to feel weird, immediately start looking for the nearest acceptable bathroom and find it “before the clock runs out.” Trust me on this one.

Back up photos every day


There’s no reason to lose any photos to crappy SIM cards falling apart, or losing your camera. When you get back to your hotel every night back up all your files. Every night.

Bank cards

Redundancy is key with essential gear, and I can think of few things as important as your bank cards. I recommend having a minimum of two cards at all times. You could forget it at a bar, leave it in a machine by mistake or get mugged. Having two or three cards, you’ll always have funds. Transfer cash from one to the other and voilà, no break in the action. Order a replacement as soon as you know you can’t get it back and have it sent to your hotel.



How to Effectively Utilize Your Facebook Followers


As businesses grow and develop in this diverse digital era, all are presented with the minefield of opportunity that is social media. The biggest fish of all in this regard is of course Facebook. Despite its huge ability to help a business thrive, a surprising number of people do not utilize it to its full potential, or indeed use it in the wrong ways, causing adverse results. Here are a few ways in which you can communicate effectively with your Facebook audience to the benefit of your business.

Choose your words carefully

This is a point which takes little explaining. Perhaps even more relevant to the likes of Twitter these days given the infamy attained by some well-known users of the platform, however, it still applies very much to the world’s biggest social network.

This is your platform of engagement, not only to your own consumers, but millions of passers-by and potential users. What you say will showcase the image of your company to the world, therefore, you want this image to be overwhelmingly positive and attractive. Choose your words wisely to meet these goals and heed the old saying “If you have nothing good to say, don’t say anything”.


Be Flexible in Your Approach


As we already know, everything is not black and white in the world. It is key that you adopt an open and adaptable approach when dealing with your Facebook followers. A one size fits all approach will never be appropriate when dealing with such a wide audience.

Engage your audience in an open manner. Keep any responses you make flexible in the language you use and always friendly, remembering that the old adage of “Customer is King” still applies even online. Be flexible and willing to accept when you have made a mistake and atone for it and above all, keep a good wit by your side and sense of humor intact.


Don’t Overdo It

Your audience may love you and your company, but, they do not want to hear every little thing from you at all times throughout each and every day. Think of your audience like a person you would love to take on a second date. Be there for them at the right time but do not come on too strong.

That said, try to encourage your audience to change their settings to stay notified of your posts at the top of their newsfeeds. This will help ensure that you stay fresh in their memory at all times.


Be Responsive and Personalize


It is vital that you are responsive to your Facebook audience when they have questions or queries. The more you interact with your audience, the greater their trust in you will become. It is estimated that most Fortune 500 companies have an average Facebook response time of XX. You should be seeking to emulate these kind of statistics.


By following those short few steps along with some other strategies such as engaging the services of the correct social media agent/manager. You can ensure that the light of opportunity shines brightly on your efforts within the world’s largest social network.


The Best Website Design for Getting the Most out of Your Business


You may have a fantastic idea, a wonderful, world beating concept that is genuinely a recipe for success. The problem is, so do many other people. Only a handful (if even) of those people will develop that idea into a successful business model. One of the major reasons for failure is poor website design. This is your window to the world, follow our simple steps to help your business make the most of it.


Quick Loading Time

Keep in mind that everybody will be running at different speeds when accessing your site. Sure, some may be operating at lightning fast speed, but some, may have just pulled a hamstring and be attempting to limp over the line.

Make sure you don’t clog up your page with unnecessary items and widgets which can increase loading time, especially not on your homepage. Keep it light and fast to load. In today’s digital age, time is becoming our most precious resource and people simply will not wait around for your site, no matter how awesome the end product.

Clear Objective from the Outset


Similar to the above point, people do not want to, nor have time to scour your website searching for your product or purpose. It is essential that you clearly communicate your objective from the outset in order to engage the user. This can be likened to using a targeted title in an email market campaign to hook the user in. Keeping your design minimal and fonts clearly readable can assist greatly in creating a page which appears minimal and light on the mind but productive in communicating your message.

Easy to Navigate

Nobody wants to enter a maze and chase their tale around any site for longer than necessary to find what they are looking for. Unlike a Las Vegas casino, a website is easy to exit if you are lost. It pays to ensure that your site follows a clear page structure and that everything can be easily found and returned to if needed within a maximum of three clicks.

User friendly navigation tools, including lots of clickable buttons which are clearly visible on each page are essential. Nobody wants to wade through walls of text to find what they are looking for. Make things interactive and clear.

Make sure it looks good on Mobile


A recent study reported that XX number of people now browse almost exclusively on their phone. The importance of having a slick, fast, awesome looking site on mobile cannot be overstated.

So often we see sites that look fantastic on desktop but are lame ducks when it comes to mobile or app performance. In today market, it is simply essential to your business survival and success to ensure that mobile users enjoy peak performance of your site.

Time is Money

Concluding with this old saying, in a new light. The time you spend on developing an amazing site with an awesome experience for your user, will be repaid to you in your bottom line.

This is one area where it is worth spending your time in doing an awesome job. It will be reflected in your overall future success.

Science Fiction Book Reviews

Within science fiction books, you may expect the content within it to be full of simply fictional creatures, characters, areas plus more. Typically, the stories involved would include fundamental scientific concerns of what could be. Space technology that is very sophisticated, alien existence, the discovery of new galaxies plus more are among the more established forms of concepts that these books are generally based upon. More information on science fiction books would be sought after on this website.

It can be difficult to make a choice of the best science fiction books that one needs to read due to the massive assortment of these kinds of books. In general nonetheless, a number of the greatest science fiction books would undoubtedly include numerous core factors within their storytelling. Firstly, it’s very crucial that the storyline is not way too linear and the existence of twists within the plot would significantly assist within this regard. A balance between the believability and also the twist has to be preserved. The most severe element that ought to be avoided at any cost is the presence of loopholes since this may practically end up in the break of the plausibility of the story.

The top science fiction books will frequently also include a range of deep characters that have their very own distinctive personalities. Indeed, in some instances, it could be a tad excessive but isn’t that what makes them so exciting? If the characters are a good deal more neutral or even agreeable in nature, that is more akin to what we see in our everyday lives which is not what we want to read within sci fi books. You can probably tell that the present science fiction books are mostly centered around the development of the particular characters and also the primary plot. The real difference between these and also the classics is clear as the classics have been more focused on the existence of a really well thought of people.

For example, the possibility of long-distance space travels was initially introduced due to the imaginary existence of cryogenic technologies which puts humans within a deep sleep condition. The foundation of the principle most likely came from the bears’ hibernation which efficiently slowed their particular system’s activities substantially to allow them to last through the winter without needing any foods or water. Even so, the extraction of this concept by science fiction authors nonetheless seems remarkable.

The science fiction book reviews should be assessed along with this sort of factors to gauge their particular overall reputation. A terrific book would certainly make it to a lot of websites’ top lists or it will be recommended as an outstanding read by a good volume of people. Reading throug every single science fiction book that exist would just be impossible since there’s just too many of them. To begin with, you need to go with a sub-category or even specialized niche you’re most enthusiastic about. It could be that you love imagining the existence of deep space travel technologies or even superhumans having unique powers. Many appropriate options will be made available to you in each and every one of these niches. You’ll be able to subsequently pinpoint your options by making sure that the core factors, as talked about above, are present. Book critiques on the net will be your best bet to determine whether or not these kinds of factors exist in them.

The very best places to acquire used trailers for sale

Trailer for sale are particularly required by individuals who’re continually on the road as well as those people who are unable to afford a grounded storage facility. Before you decide to buy a used trailer, it is highly recommended that you look at the pros and cons of each first.

It’s a given that brand new trailers will usually be able to last longer in service compared to used ones which is one of the most critical benefits. A single question comes in mind though. Will the sole indisputable fact that it’s new be worth the additional cost you’ll have to fork out for it? Although used trailers are pre-owned, if the previous proprietor has retained it in great condition and the usage of the trailer is not extensive, a used trailer may function almost as well, if not equally well, as a brand new one. You need to personally take a look at the particular physical condition of the trailer before selecting to buy it since it could very well cost you a lot more if you need to consistently restore and also change its worn out parts. You’ll need to ensure the trailer parts that are essential to its utilization are working properly. It could be that the used trailer you’re looking to purchase looks very old and ugly. Nevertheless, as long as the essential parts are working okay, it’ll be a good buy. Fresh paint jobs as well as polishes could be performed on these types of vehicles, nevertheless the crucial components such as the engine and tires have to be able to operate effectively.

To determine the roadworthiness, almost all of the used trailers for sale may have been assessed before they’re approved by the manufacturers. There are, more often than not, several files that will be able to be provided by the sellers that show this particular authorization.

Prior to acquiring any used trailers for sale, you need to allocate a certain budget first. Brand-new trailers, especially the more recent designs, will surely cost a lot higher due to the fact that they include leading edge technologies and components. Used trailers which are of the older designs may have the prices lowered drastically generally. You might be better off purchasing two or even 3 used trailers for the cost of one completely new trailer. The likelihood is that the length of utilization of these 2-3 trailers is going to be over and above that of a single brand new trailer.

In selecting which used trailer to get, you will also want to select well-known original producers to enable you to ensure that it will not bring about additional issues beyond the fact that it’s a used trailer. There are lots of companies which produce trailers out there and it’ll be advisable to opt for well-known kinds much like the way you might acquire branded goods or products. It is only logical the more preferred and established brands will likely produce better products when it comes to its quality too.

Take your time in choosing used trailers for sale prior to forking out money for a great one and it’ll benefit you for a long time.

Spanish Courses Online: How To Decide On The Most Effective One?

The Spanish language is definitely one of the most widely used languages on earth which is perhaps why there are lots of individuals who desire to learn it. Its popularity is such that within the North American continent, it’s the second most widely used language aside from English. Additionally it is a common misconception for people to believe that studying foreign languages is really a relatively demanding process. This may prove to be true for a few of the much more intricate languages like Mandarin owing to the fact that they have many various comparable sounding words and phrases that might indicate a wholly distinct thing when spoken in different accents. In contrast to this, Spanish is actually one of the simplest languages that you can learn to use. You can easily do so so long as you’re willing to place in a moderate amount of effort.

Needless to say, this will likely require you to first search for a fantastic coaching source. One particular way by which you can do this is to learn Spanish online. Learning Spanish online will be very affordable at least when compared to those coaching lessons that you need to go to physically. This may very easily set you back hundreds of dollars for a handful of simple classes. In addition, you are able to enjoy the convenience of being able to learn at your very own pace. You can imagine the continuous strain and stress that you will experience if you were to do this together with a group of others as you will have to drive yourself to keep up with the rest. In a similar manner, if you’re a quick learner yourself, you’d need too put up with the slower ones in these kinds of lessons. It’s highly possible that you will end up having a disrupted and tiresome experience.

If you were to study Spanish online alternatively, not only could you learn it anytime you wish, but you could also benefit from the tremendous ease and convenience of having the ability to do so in the comfort of your home. You can possibly get it done wherever you want at all. You could learn Spanish at a nearby cafe that you frequent or even in the park. The only thing you need together with you is the laptop. In this way, you can be totally relaxed and comfortable. Studying sessions that are full of occasional disturbances and pauses will be ineffective and a lot of time will be wasted in the process.

In searching for excellent Spanish classes online, you should very first establish the reputation of these programs. It is essential that you only opt for one which is been sufficiently established and that has outstanding testimonials. The reason for this is that a lot of Spanish courses online exist but it is likely that a large percentage of them will be restricted when it comes to their training content and educating experience. It is highly recommended that you do an in-depth analysis on the accreditation of the creator of the course and also its lecturers, if any, before subscribing for virtually any of them. In doing this, you are able to at least ensure that your hard earned money won’t go to waste. Again, you ought to remember to read through the reviews of all the courses just before you make your final decision on which to go for.

Spanish lessons online

How To Succeed In The World Of Internet Marketing

Everyone knows that Internet marketing requires plenty of hard work. Dedication and persistence in your work will translate into increased sales and higher profits. If you’re going to do any hard work at all, you’ll just be wasting the effort if you’re going the wrong way. This information will help steer you in the right direction.

Take time to learn all the basics of website creation. Find things out online about HTML or CSS to know what you need to do. Spending just a half an hour every day learning about good web page design will give you a lot of ideas in as little as a few weeks.

Tracking events online, promotions, or different types of initiatives related to your brand is vital in creating successful Internet marketing strategies in the future. See how often your online events and other promotions are shared, either on social networks or in related blogs and forums. Then add in their advice so that people feel like you’re listening to them.

Are you enthusiastic and positive about your products? Ensure that the content on your website gives potential customers the idea that you are extremely knowledgeable about your product. If everything sounds great, they will be just as enthusiastic as you are. Choosing a product or a service you are passionate about will make things easier.

Even if your company is only internet based and rather small, be sure your company has a logo and a slogan. These marketing tools help you build your brand, as they will help customers remember you. Great slogans stay with customers over time. When customers are ready to purchase a product that you sell, that very slogan could be the first thing that comes to their minds, driving the sale to you.

Rotate the content and headline keywords to see if there is a difference in traffic to your site or sales numbers. Once you know what will work when you are promoting business stay with that strategy. Your customers often help to determine the direction you take.

When you are creating and designing your website, attempt a comprehensive focus on content-orientation. Your goal is to provide valuable information to your customers in a limited amount of time, so that they can make an informed decision about their purchase. Don’t use repeated descriptions, or data that is useless or unappealing.

For instance, if your business focuses on selling websites, you might want to partner up with writers that give their customers discounts. In return, the blogger can make discounts available for your websites and other offerings. The resulting exposure to a broader audience will eventually earn you both more money.

Publish positive customer reviews, informative articles and updates within your industry. Always get permission before publishing to your site so you won’t have legal blowback. You could write articles based on your interviews and post them on article directories. This can dramatically increase the traffic to your site.

Be sure that the URL for your business website is short, sweet and a breeze to remember. If you can, you should use your business’s name as the website’s name. Create an easy to remember website address so that your customers do not have to look you up in a search engine.

Leave a form at the end of your ad copy that allows those who have decided not to make a purchase to tell you why. They may not have liked your copy, your guarantee or something else.

Internet marketing also makes it easier for companies to target their advertising to specific segments of the population. This enables companies to effectively utilize advertising budgets. Another bonus for Internet marketing is that the effectiveness of the advertisement can be measured accurately. The Internet is the best place for smart companies to advertise.

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